Important - Kindly note

(A) When you participate and choose to subscribe to joint content subscription offers that Business Standard partners with; your email id, access password and entered personal information will be shared with the participating content partner brand via an encrypted server to server protocol. This sharing is to facilitate your seamless access across the partner brand's platform. Once you login to the partner brand's platform, specific terms and privacy policies of the partner brand (mentioned on its website) will apply.

(B) Joint offers including special price offers are generally limited to new users on the partner sites. Clubbed Offers on partner sites will not be available to you should your email id be registered with the partner website.

You are advised to study the offer before you subscribe.

Merely subscribing to such a joint offer does not make you eligible to gain access to the partner platform. Business Standard does not take responsibility of providing you with an access on the partner site for existing users/subscribers of these sites.

(C) When you subscribe to joint offers supported by (non-content) brands; specific brands would ask you to share personal or private information in lieu of a value that the brand extends. By participating in such offers you implicitly and by confirming the terms of the offer you agree to share your registration information and personal data with the concerned brand. The brand or its associates may use this personal information to contact you with their promotional offers. Further by participating to such offers your will be additionally governed by the privacy policy and terms and conditions of the concerned brand. You are advised to go through them carefully before you decide to opt in.

As a registered user of or subscriber to business-standard.com you may choose to use business-standard.com's "Remember me" log in feature that enables you to be logged in automatically to business-standard.com whenever you visit business-standard.com without having to manually log in each time. We recommend that you do not enable this feature on any computer that is or may be used by anyone other than you in order to prevent unauthorized access by third parties to both your subscription details and features of business-standard.com personal to you.

Personal subscription services include Business Standard premium access to behind the pay wall content. When you subscribe to Business Standard Premium access, you gain access to opinion pieces, comment and exclusive features specially chosen for you by the Business Standard editors.

The nature of content behind the pay wall is subject to change; the final decision of which lies with the Editor.

Types of subscription:

Services may differ from country to country and the device from which you subscribe. Subscriptions packages and price may also vary in time.

Contract formation:

Business Standard will try to process your subscription promptly but does not guarantee that your subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. Business Standard reserves the right to reject any offer in its discretion, for any or no reason.

Business Standard may partner with third party content providers to offer bundled services, under which the payment for both the services will be collected by Business Standard. Business Standard will endeavor to provide a seamless access to all such third parties with a single one point access. There could be a gap in this seamless access due to a technology breakdown, temporary disconnection of the internet connection or any factors beyond the reasonable control of Business Standard. In such cases the contract will be formed once the access to the partner services are restored.

You are requested to read through the terms and conditions offered by content partners to Business Standard. Most partners offer bundled services for new users. Existing subscribers of partners are not eligible for bundled subscription. Should you happen to be one please note that the partner will be liable to reject your offer to subscribe under the bundled subscription not leading to contract formation as a result.

Payment details:

When you purchase a subscription, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorization or any authorization is subsequently cancelled, we may immediately terminate or suspend your access to your subscription. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you.

Business Standard will use the services of quality third party payment service providers to process your payment. Payment options are primarily through credit card. Business Standard may offer other payment mechanisms from time to time.

Pricing:

The subscription price will be made clear to you on our sign-up pages or otherwise during the sign-up process and may vary from time to time, by region or by country. You agree to pay the fees at the rates notified to you at the time you purchase your subscription. Subscription to premium services on Business Standard are generally of monthly frequency. Business Standard however may choose to offer fixed term or fixed payment frequency offers from time to time. The currency in which your subscription is payable will be specified during the order process, depending on the service and your country of residence. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription. We will always tell you in advance of any increase in the price of your subscription and offer you an opportunity to cancel it if you do not wish to pay the new price.

Taxes:

Subscription and access to content services fall under the purview of Service Tax as per the current indirect taxation policy, Government of India. Taxes are applicable for consumption of content on the website and other products of Business Standard uniformly for customers based in India and outside the country. Unless otherwise indicated, prices stated on our website are inclusive of applicable Service Tax, any applicable value added tax (VAT) or other sales taxes.

Pricing errors:

If we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription at that price, even if we have mistakenly accepted your offer to buy a subscription at that price, and we reserve the right to subsequently notify you of any pricing error. If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full, or you may pay the correct price. If you refuse to exercise either of these choices then we may cancel your subscription and will refund you any money you have paid us in full. We will always act in good faith in determining whether a genuine pricing error has occurred.

Other costs:

In addition to any subscription fees you pay, you are responsible for paying any internet connection or other telecommunications charges that you may incur by accessing the premium services or using the services available on it. For example, if you use any of our mobile services then your network operator may charge you for data or messaging services.

Renewals:

If you chose to pay monthly, your subscription will continue until you tell us that you no longer wish to receive it, in which case you will stop paying the monthly fees. We will notify you at least 7 days in advance of any changes to the price in your subscription that will apply upon next monthly renewal.

Please visit the "How to cancel" section below for details of how to cancel your monthly subscription.

Unless you notify us before the end of your chosen subscription period that you no longer wish to receive it, your subscription will renew for another period as applicable. We will charge the subscription using the same card or other payment method that you previously used.

Cancellation Policy

For Digital subscriptions by placing your order you agree that we may start your subscription immediately upon our accepting your order. This means that you are not entitled to a refund if you change your mind after we have provided you with access to your subscription.

Except as set out in the previous section, you do not have any right to cancel your subscription or any part of it until the end of your then current subscription period.

Although you may notify us of your intention to cancel at any time, such notice will only take effect at the end of your then current subscription period, and you will not receive a refund

How to cancel?

You may notify us of your wish to cancel your subscription by contacting our Customer Services team at assist@bsmail.in. To enable us cancel your subscription please provide us with your complete name (as was in the subscription order form), Email address and Contact number clearly written out.

Cancellation by us:

Business Standard reserves the right to suspend or terminate your subscription if you breach these terms and conditions, with or without notice and without further obligation to you. We may also suspend or terminate your subscription if we are prevented from providing services to you by circumstances beyond our control. If we terminate your subscription for any reason and/or permanently cease publishing business-standard.com, or cease to provide subscription services then, unless there are exceptional circumstances, we will provide you with a pro rata refund to your credit card. This means that we will refund you with any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.

Cancellation of your registration:

If you are a registered user, but not a subscriber, then Business Standard reserves the right to suspend or terminate your registration at any time, with or without notice and without further obligation to you. If you would like to cancel your registration then please contact our customer services team at assist@bsmail.in.

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Business-standard.com includes comments sections, blogs and other interactive features that allow interaction between users and between users and Business Standard. We call the information posted by or contributed by users "User Generated Content" or "UGC".

If you wish to view or participate by way of UGC then you must comply with specific rules and guidelines. We also recommend that you read our Comments Guidelines which provide further guidance in relation to commenting on Business-standard.com.

You are responsible for all the content of any of your UGC that you or we publish. You are financially responsible to us for any claim against us by any third party that your UGC is not in accordance with the UGC policy

You further agree that you will:

* Only publish UGC that is your original content and will not infringe the copyright or other rights of any third party when publishing UGC. Not post, link to or otherwise publish any UGC containing any form of advertising or promotion for goods and services or any spam or other form of unsolicited communication.

* Not post, link to or otherwise publish any UGC with recommendations to buy or not buy a particular share or other investment or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any share or other investment.

* Not post, link to or otherwise publish any UGC that is threatening, offensive, libellous, indecent or otherwise unlawful.

* Not post comments that are discriminatory in nature, for example, comments which make attacks on the grounds of race, religion, sex, gender, sexual orientation, disability or age.

* Respectfully challenge different points of view but not personally attack other commentators.

* Not disguise the origin of any UGC and not impersonate any person or entity (including Business Standard employees or Forum guests or hosts) or misrepresent any connection with any person or entity.

* Not post or otherwise publish any UGC unrelated to the Forum or the Forum's topic.

* Not post or transmit any UGC that contains software viruses, files or code designed to interrupt, destroy or limit the functionality of Business-Standard.com or any computer software or equipment.

* Not collect or store other users personal data.

* Not restrict or inhibit any other user from using the Forums.

* Comply with the guidelines for commenting set out in our Commenting FAQ.

It is not possible for Business Standard to fully monitor all UGC published on business-standard.com but where we have actually received notice of any UGC that is potentially misleading, untrue, offensive, unlawful, infringes third party rights or is potentially in breach of these terms and conditions, then we will review that UGC, decide whether to remove it from business-standard.com and act accordingly. This may include banning a user from participation in UGC on Business-standard.com. If you believe that any UGC published on business-standard.com infringes any legal rights that you may have or is not allowed under these terms and conditions, please notify us immediately with specific details by contacting us at assist@bsmail.in or feedback@bsmail.in